Electronic Record Notice
This document is an electronic record in terms of the Information Technology Act, 2000 and its amended provisions pertaining to electronic records in various statutes. This electronic record is generated by a computer system and does not require any physical or digital signatures.
1. Agreement to Terms
By accessing or using MirrorPay's services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access or use our services. ACCESSING, BROWSING, OR OTHERWISE USING THE PLATFORM INDICATES YOUR AGREEMENT TO ALL THE TERMS AND CONDITIONS, SO PLEASE READ CAREFULLY BEFORE PROCEEDING.
2. Platform Ownership
The Platform is owned by MirrorPay, a company incorporated under the Companies Act, 1956 with its registered office at OFFICE NO 1, D WING, NEELKANTH BLDG, RAMBAUG, Kalyan, 421301 (hereinafter referred to as "Platform Owner", "we", "us", "our").
3. Services Description
MirrorPay provides utility bill payment solutions, including but not limited to:
- Mobile recharge services
- DTH recharge services
- Electricity bill payments
- Water bill payments
- FASTag recharge
- Insurance premium payments
- Credit card bill payments
4. User Accounts
4.1 Account Creation
To access and use the Services, you agree to provide true, accurate, and complete information during and after registration. You shall be responsible for all acts done through the use of your registered account on the Platform.
4.2 Account Security
You are responsible for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account or other security breaches.
5. Payment Terms
By using our services, you agree to:
- Pay all applicable fees and charges for the services used
- Provide accurate and complete payment information
- Be responsible for any transaction fees or charges imposed by your bank or payment provider
- Verify all transaction details before confirming payments
6. Service Limitations and Warranties
MirrorPay and third parties do not provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information and materials offered on this platform or through the Services. You acknowledge that such information may contain inaccuracies or errors.
We reserve the right to:
- Modify or discontinue any service without notice
- Refuse service to anyone for any reason
- Limit the availability of services based on geographic location
- Impose transaction limits for security purposes
7. User Responsibilities
Users must:
- Provide accurate information for all transactions
- Not use the service for any illegal purposes
- Not attempt to circumvent any security measures
- Comply with all applicable laws and regulations
- Independently assess and ensure that the Services meet their requirements
8. Intellectual Property
All content, trademarks, logos, and intellectual property on our platform are proprietary to MirrorPay. Users will not have any authority to claim intellectual property rights, title, or interest in its contents, which includes design, layout, look, and graphics.
9. Third-Party Links
The Platform may contain links to other third-party websites. Upon accessing these links, you will be governed by the terms of use, privacy policy, and other policies of such third-party websites.
10. Indemnification
You shall indemnify and hold harmless MirrorPay, its affiliates, group companies, officers, directors, agents, and employees from any claim, demand, action, or penalty arising out of your breach of these Terms of Use or violation of any law or third-party rights.
11. Limitation of Liability
MirrorPay shall not be liable for:
- Any indirect, consequential, incidental, special, or punitive damages
- Damages for loss of profits, revenues, or business opportunities
- Service interruptions or delays
- Errors in transaction processing
- Loss of data or unauthorized information access
In no event will liability exceed the amount paid for using the Services or Rs. 100, whichever is less.
12. Force Majeure
Neither party shall be liable for failure to perform an obligation if performance is prevented or delayed by a force majeure event.
13. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of India. All disputes shall be subject to the exclusive jurisdiction of the courts in Kalyan, Maharashtra.
14. Changes to Terms
We reserve the right to modify these terms at any time. Users will be notified of significant changes, and continued use of our services constitutes acceptance of the modified terms.
15. Contact Information
For questions about these Terms and Conditions, please contact us at:
Email: admin@mirrorpay.net
Phone: 9223813143
Address: OFFICE NO 1, D WING, NEELKANTH BLDG, RAMBAUG, Kalyan, 421301
